Financing the purchase or lease of your truck through Toyota Financial Services (“TFS”) and your Hino dealer is a great way to maximize the value of the vehicle financing experience. TFS works hand in hand with Hino dealers to create flexible finance products that help fit your company’s needs.

Because TFS and Hino Trucks both belong to the Toyota Group of companies, there is a common vision — create an ownership experience that brings the customer back. By working together, TFS and Hino can draw on each other’s strengths; TFS strives to offer financing options through dealers that are designed to help meet your business needs.

Financing through your Hino dealer and TFS helps you benefit from shared processes that make financing a Hino Truck quick and easy. Additionally unlike most third-party lenders, your Hino dealer and TFS help finance used Hino vehicles.

Toyota Financial Services prides itself on personal service to the dealer and you. When you call TFS during normal business hours, we have customer service representatives who can help you obtain the answers or expertise you need. Because we are dedicated to supporting our Hino dealers, your Hino dealer will have standardized paperwork and processes to handle your financing, including any vehicle turn in, or trade-in.

We also take a proactive approach to business by offering to pre-approve qualified customers for a credit line, so that they can more easily finance additional equipment without the need to go through a full credit approval process each time the company needs additional equipment. Toyota Financial Services — Great Programs Hino Trucks and Toyota Financial Services have teamed up to provide customers a simple choice when considering your next truck purchase. The simple choice is a new Hino Truck and financing through your Hino dealer and Toyota Financial Services.

As a new preferred partner for Hino, Hitachi Capital America Corp. (HCAC) offers programs and services that are available through Hino’s participating truck dealerships nationwide. Over the past five years, HCAC has consistently achieved top ranking as an independent finance source for Medium Duty truck market from American Truck Dealer Association (ATD).

Whether your truck financing needs call for a Security Loan Agreement or TRAC Lease, Hitachi can successfully solve your financing requirements. We offer financing programs for Prime, Near Prime and Sub Prime Commercial credit customers.
Our standard Security Loan Agreement provides an affordable way to own your truck. We will work with you to establish a finance program that meets your budget with terms ranging from 36 to 72 months on new vehicles and 24 to 48 months on used vehicles. Security Loan Agreements are available for both new and used truck financing plans.

The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost effective program that offers the benefits of a lease with the option of ownership at lease end. TRAC Lease terms are available from 36 to 72 months for new vehicles only (used vehicles are not applicable for Hitachi TRAC Leases). At lease termination you have the option to purchase your truck for a predetermined guaranteed purchase price.

Hitachi Capital America's Wholesale program is dedicated and committed to provide flexible, competitive, comprehensive, and simple approaches to floor plan finance. Our goal is to facilitate dealer and manufacturer nationwide operations and business growth through new and used inventory financing. Knowledgeable, industry experienced personnel work directly with you and your staff in insure maximum penetration of your marketplace.

Whether your need is for a single truck application or a fleet line of credit HCAC is your full service truck finance source.